Hassam Nasir is a die-hard hardware enthusiast with years of experience as a tech editor and writer, focusing on detailed CPU comparisons and general hardware news. When he\u2019s not working, you\u2019ll find him bending tubes for his ever-evolving custom water-loop gaming rig or benchmarking the latest CPUs and GPUs just for fun. ","collapsible":{"enabled":true,"maxHeight":250,"readMoreText":"Read more","readLessText":"Read less"}}), "https://slice.vanilla.futurecdn.net/13-4-25/js/authorBio.js"); } else { console.error('%c FTE ','background: #9306F9; color: #ffffff','no lazy slice hydration function available'); } Hassam Nasir Social Links Navigation Contributing Writer Hassam Nasir is a die-hard hardware enthusiast with years of experience as a tech editor and writer, focusing on detailed CPU comparisons and general hardware news. When he’s not working, you’ll find him bending tubes for his ever-evolving custom water-loop gaming rig or benchmarking the latest CPUs and GPUs just for fun.
ezst036 Nobody truly ever owns an Apple device. Those garden walls are a bit too high – you may have paid for a copy of the hardware but that M1/M* device on your desk is always APPLE 's computer. They still make all the rules. Reply
usertests Klarna financing is an obvious tax on the poor. So probably not a good idea to touch this with a ten foot pole. Reply
hotaru251 ezst036 said: but that M1/M* device on your desk is always APPLE 's computer. They still make all the rules. Parallels and run windows Reply
ezst036 hotaru251 said: Parallels and run windows Yes, if you have purchased one of Apple's computers those are some softwares you can run with their stuff. Reply
hotaru251 ezst036 said: Yes, if you have purchased one of Apple's computers those are some softwares you can run with their stuff. AFAIK apple (as bad as they are as a company) don't have kill switches on their devices (so long as device owner doesnt report it stolen or changing a part to trigger the device part issues). So they do actually give you ownership of your device…within the limits of the walled garden (physical limitation) Reply
SmokyBarnable usertests said: Klarna financing is an obvious tax on the poor. So probably not a good idea to touch this with a ten foot pole. Exactly. What will the interest rate be? Hiding the blow of overpriced merchandise inside a time series is a well-worn path. Reply
USAFRet Can't tell if this is good or bad until we see the actual pricing. But any rent to own thing like this is rarely beneficial to the consumer. Reply
Roland Of Gilead I don't think it should be dismissed entirely. This sounds like something we have in the UK and Ireland. Their service is called 'humm'. Essentially it's a buy now, pay later model. I've used it a couple of times for some tech purchases, and it works out OK. Certainly not too exorbitant. It has an APR of about 13%. I recently used it for a tech purchase to the amount of €481 euro. The total amount paid back was approx €516, so a €35 difference. For me this is acceptable. This will work for some folk. Reply
Thunder64 Roland Of Gilead said: I don't think it should be dismissed entirely. This sounds like something we have in the UK and Ireland. Their service is called 'humm'. Essentially it's a buy now, pay later model. I've used it a couple of times for some tech purchases, and it works out OK. Certainly not too exorbitant. It has an APR of about 13%. I recently used it for a tech purchase to the amount of €481 euro. The total amount paid back was approx €516, so a €35 difference. For me this is acceptable. This will work for some folk. I know someone who bought a laptop with Klarna and it was interest free if paid off in four payments (at purchase, then a payment every two weeks). She paid it off by then so it worked out well. If you pay off a reasonable amount every month it is viable. It is the people who pay the minimums that will get hosed. Reply
SmokyBarnable Thunder64 said: I know someone who bought a laptop with Klarna and it was interest free if paid off in four payments (at purchase, then a payment every two weeks). She paid it off by then so it worked out well. If you pay off a reasonable amount every month it is viable. It is the people who pay the minimums that will get hosed. Come on. This is payday loan territory dressed up with a fancy corporate name. Reply
Key considerations
- Investor positioning can change fast
- Volatility remains possible near catalysts
- Macro rates and liquidity can dominate flows
Reference reading
- https://www.tomshardware.com/tech-industry/SPONSORED_LINK_URL
- https://www.tomshardware.com/tech-industry/apple-reportedly-working-on-mac-leasing-program-in-partnership-with-klarna-to-fight-ram-price-increases-apple-upgrade-would-let-users-finance-hardware-over-36-months-budget-models-excluded#main
- https://www.tomshardware.com/subscription
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Informational only. No financial advice. Do your own research.